Cookie Policy
Last updated: January 2025
We believe in being upfront about how morenthyva.com collects and uses information when you visit our site. This policy explains the tracking technologies we use, what they do, and how you can manage them. We don't collect data just for the sake of it—everything we track serves a specific purpose in making your experience better or helping us understand how to improve our budgeting tools and educational resources.
What Are Cookies and How Do They Work?
Cookies are small text files that get stored on your device when you visit websites. They're essentially memory aids that help websites remember things about your visit—like your preferences or login status.
When you first land on morenthyva.com, our server sends these files to your browser. Your browser stores them and sends them back during future visits. This back-and-forth lets us recognize you and tailor your experience accordingly.
Think of it like walking into your local coffee shop. The barista remembers you ordered a flat white last time and asks if you'd like the same. Cookies work similarly, but for websites.
Types of Tracking We Use
Not all cookies do the same thing. Here's what we use on morenthyva.com and why:
Essential Cookies
These keep the site functioning. Without them, you wouldn't be able to log into your account, complete budget templates, or move between pages securely. They're non-negotiable if you want to actually use our platform—we can't turn them off without breaking basic functionality.
Functional Cookies
These remember your choices and preferences. When you select Australian dollar formatting for your budget spreadsheets or choose a specific savings goal template, functional cookies store that information so you don't have to set it every single visit. They make morenthyva.com feel personalized to you.
Analytics Cookies
We use these to understand how people navigate our site. Which budgeting calculators get used most? Where do visitors spend the most time? Are people finding the resources they need? Analytics data helps us spot issues and prioritize improvements. The information is aggregated—we're looking at patterns across all users, not tracking you individually.
Marketing Cookies
These track whether you came to morenthyva.com through a specific campaign or advertisement. They help us understand which outreach efforts actually work and which ones waste money. If you've seen our budgeting workshop ads, marketing cookies let us know whether those ads brought you here.
What We Actually Track
Here's the honest breakdown of what information we collect through these technologies:
- Pages you visit on morenthyva.com and how long you spend on each
- Which budgeting tools and calculators you use
- Links you click and buttons you press
- Your device type, browser, and operating system
- General location data (country and city level, not your exact address)
- Where you came from before landing on our site
- Whether you're a returning visitor or first-timer
We don't track sensitive financial data through cookies. Your actual budget numbers, income information, and personal financial details stay separate from this tracking.
How Long Do These Cookies Stick Around?
Different cookies have different lifespans:
| Cookie Type | Duration | Reason |
|---|---|---|
| Session Cookies | Until you close your browser | Handle temporary tasks like keeping you logged in during a single visit |
| Persistent Cookies | Up to 24 months | Remember your preferences and recognize you on return visits |
| Analytics Cookies | Up to 24 months | Track patterns over time to identify trends and improvements |
| Marketing Cookies | Up to 12 months | Measure campaign effectiveness within a reasonable timeframe |
Managing Your Cookie Preferences
You're not stuck with our default settings. Every modern browser gives you control over cookies, though the exact steps vary. You can block all cookies, delete existing ones, or set rules about which sites can use them.
Here's where to find cookie settings in common browsers:
Fair warning: If you block all cookies, parts of morenthyva.com won't work properly. You might not be able to save your budget templates, stay logged in, or access personalized features. Essential cookies really are essential.
Third-Party Tracking
Some cookies on morenthyva.com come from third-party services we use. For example, our analytics platform sets its own cookies to measure site performance. These companies have their own privacy policies that govern how they handle data.
We only work with third parties that meet our standards for data protection. But you should know they're there, and you can block them through your browser settings if you prefer.
Updates to This Policy
Technology changes, and so do our practices. When we make significant changes to how we use cookies, we'll update this page and change the date at the top. If you're a regular visitor, it's worth checking back occasionally to stay informed.
We won't make retroactive changes to how we handle data we've already collected. Policy updates apply going forward.
Your Rights and Data Protection
Under Australian privacy laws, you have rights regarding your personal information. You can request to see what data we've collected, ask us to delete it, or opt out of certain types of tracking.
Cookie data is just one piece of our broader data collection. For complete information about how we handle personal information, including your rights and our obligations, check our full Privacy Policy.
Questions about cookies or how we track site usage? Get in touch with us at info@morenthyva.com or call +61 403 786 558. We're located at Shop 3/732 Military Rd, Mosman NSW 2088, Australia.